Personal Clients

As life changes so do your financial goals. Getting married, moving home, having children, changing jobs and becoming retired are just some of the landmarks that affect your personal financial circumstances and arrangements, and with frequent changes in legislation and market conditions its surprising how quickly a financial plan can become outdated. Thats why many choose McHardy Financial as their long term financial adviser, to know that we are on your side with an eye on your finances and always available to help you.

Taking financial advice can appear complicated. In reality one of our Private Client Financial Advisers makes it a fairly straight forward process during which your adviser draws on their expertise and experience to recommend strategies that are suitable for your circumstances, enabling you to make informed decisions. Our private client services include the following areas of of independent financial planning advice:

Protection - Life Assurance, Critical Illness, Income Protection

Pensions and Retirement Planning - Personal Pensions, SIPPs, Income Drawdown, Annuity Purchase, Phased Retirement, Defined Benefits

Savings and Investments - ISAs, Investment Bonds, Unit Trusts, EIS

Tax Planning - Income Tax, Capital Gains Tax and Inheritance Tax